不足的頭期款：如果頭期款比例過低，銀行可能認為借款人的資金投入不足，而拒絕貸款申請。 Failure to take action “expeditiously�?�?a precise time period will not be specified �?may lead to companies having to pay back a hefty fine of as much as 10% of their yearly gain, and staff imprisoned for up